Hard-money lending sits at the intersection of lending laws and securities regulations. Most lawyers understand one or the other, but not both. Moschetti Syndication Law has deep experience in both areas.
Hard-money lending involves making short-term loans secured by real estate. When you raise investor money to fund these loans, you’re also dealing with securities laws. This creates a complex legal situation.
The firm understands lending regulations at both state and federal levels. Different states have different rules about interest rates, licensing, and borrower protections. Moschetti navigates these requirements.
Securities rules apply when you raise money from investors for lending activities. The SEC treats lending funds as investment companies in many cases. This adds another layer of compliance requirements.
“Our hard-money lending fund needed someone who understood both sides of the business. Tilden structured everything perfectly, handling both the lending compliance and securities requirements. We’ve had zero regulatory issues in three years of operation.” – P.R.
The firm’s documents address both lending and securities compliance. They include proper loan origination procedures and investor protection measures. Everything works together to keep you compliant.
Moschetti helps structure lending funds to avoid problematic regulatory classifications. This keeps your operations flexible while meeting all requirements.
The firm stays current on both lending and securities enforcement trends. This helps you avoid problems that other firms might miss.
For sponsors creating hard-money lending funds, Moschetti Syndication Law provides the rare combination of lending expertise and securities law knowledge needed for success.
